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Falling down just part of the job in Miami

December 19, 1996

The revelation that nearly one of every three Miami city employees files for workers' compensation statistically means they're either the clumsiest bunch in the country, or the most brazenly dishonest.

With new injury claims pouring in at 1,000 per year, Miami has become a Banana Peel Republic. If you work for the city, falling down on the job often is part of the job.

Among the chronically accident-prone are 254 employees who've made more than 10 claims apiece, and who ought to be wearing bubble wrap to work.

Menace looms in seemingly harmless situations. Since 1979, according to a Herald computer survey, 123 city employees have received workers' comp for falling out of (or into) chairs.

Ninety others were injured in encounters with dangerous desks, 11 were felled by computers, 15 were waylaid while lifting (or watching) TV sets, another seven were incapacitated by paper cuts, and two others were alleged victims of candy (one chipping a tooth on a Snickers bar).

Outside of the office, city workers constantly come under attack from the animal kingdom. Since 1979, 281 have been paid for injuries caused by dogs (often their own), while three others got money for feline-related incidents.

One police officer received $214 after cutting his hand while opening a can of cat food, most certainly in the line of duty.

Meanwhile, insects mowed down 126 unsuspecting workers at a cost to Miami taxpayers of $36,000. That's lots of bees in lots of bonnets.

But the most perilous employee activities are, in order, driving a city vehicle, hauling garbage—and sports. Workers are incredibly unlucky when it comes to sports.

After firefighter Kim Robson went down playing basketball, the city of Miami agreed to an NBA-style compensation package worth almost $213,000.

Robson was one of 143 city employees who've been hurt on the basketball courts, which suggests a dire need for helmets, cups, instructional videos and Nerf balls.

Most Miamians don't mind paying for a groin pull suffered during a five-alarm fire or a SWAT raid, but a botched rebound is something else.

Police, fire and other departments promote sports for physical training, but the frequency of claims indicates no surplus of fine-tuned athletes. Volleyball proved too much for 96 workers, jogging hobbled 82 more, softball claimed another 32, while 31 were disabled in tennis matches.

Three employees managed to hurt themselves playing catch, while one poor soul suffered an injury at badminton. Perhaps an errant shuttlecock is deadlier than we think.

In all, 634 alleged sports mishaps drained $1.6 million from city coffers since 1979. For insurance purposes, workers are statistically much safer at their desks, trying not to fall out of their chairs while watching TV, munching Snickers bars and opening cans of Little Friskies.

Many city employees believe it's wrong to take advantage of workers' comp and won't file unless their injuries are serious and legitimate. But those who do file usually get paid, even if the claim is outlandish.

That's because Miami slashed its overworked risk management department so severely that it can no longer afford to contest most injury claims. Four adjusters are handling nearly 2,700 open cases.

Consequently the city seldom says no. In 1995, workers' comp cost taxpayers $9.3 million. It's like a broken ATM machine that just keeps spitting out cash, except now it's nearly empty.

Either Miami employs too many klutzes or too many fakers. In any case, the result is an excruciating fiscal hernia.

The city has fallen and it can't get up.


Metrorail: The bigger it grows, the more it loses May 26, 1994 | Kick Ass: Selected Columns of Carl Hiaasen | Officer Romeo makes out big in sex scandal May 9, 1996